Blog : financial safety

Jeff Voudrie’s Weekly Market Commentary – May 18th, 2016

Jeff Voudrie’s Weekly Market Commentary – May 18th, 2016

Jeff’s Weekly Market Commentary: Waiting Out The Storm

I’m Jeff and this is my Weekly Market Commentary for May 18, 2016.

I am 51 years old and for most of my life I haven’t really had any hobbies. Over the last year, though, I have discovered that I really enjoy sailing. The power of the wind is incredible and the thought that sails can be used to harness that wind and transfer the energy into forward propulsion seems almost magical.Jeff_Voudrie_Weekly_Commentary

One big difference riding in a sailboat versus a motorboat is that sailboats lean over as the sails catch the wind. This is known as ‘keeling’. Initially, it feels quite dangerous as the boat starts to roll to the side 45 degrees!

It is very unnerving for a lot of people—like my wife! She prefers keeping her feet firmly planted on terra firma. Keeling reduces the drag and helps the boat start to skate across the water. Of course the wind doesn’t always stay constant so the degree of keeling keeps changing.

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The 3 Steps Retired Investors Must Do Right Now To Stop Losing Money – Have Your Nest Eggs Been Scrambled?

The 3 Steps Retired Investors Must Do Right Now To Stop Losing Money – Have Your Nest Eggs Been Scrambled?

3 Steps Retired Investors Must Do Right Now

The S&P 500 hit an all-time high in May of 2015 at 2130. It has been downhill since then with a free-fall in the index during the middle of August where it slid to 1867. Many investors were shocked at the 12% plunge but were relieved that the markets recovered over the next two months—or did they? On January 20th, 2016 the S&P 500 was back down to 1860 and it is becoming obvious to even the most bullish investors that we may not recover for quite a while.

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Jeff Voudrie’s Weekly Stock Market Commentary – January 7, 2016

Jeff Voudrie’s Weekly Stock Market Commentary – January 7, 2016

Jeff’s Weekly Stock Market Commentary: Looking Back

Happy New Year! 

Most investors will be happy to have 2015 in the rear-view mirror.  The S&P 500 eked out a 1.4% return including dividends. Excluding dividends it was down -0.73%.  A total return of 1.40% for the S&P 500 is the worst annual return since 2008. Overall, that sounds rather tame, but both the stock and bond markets gyrated more in 2015 than they have since 2009.

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Jeff Voudrie’s Weekly Stock Market Commentary – November 11, 2015

Jeff Voudrie’s Weekly Stock Market Commentary – November 11, 2015

Jeff’s Weekly Stock Market Commentary: Secret To Buying Low and Selling High

Everyone wants to sell high and buy low.

The old adage about investing is that you should buy low and sell high. And that is sage advice. The question is how do you put that into practice? This may sound simplistic, but in order to buy low you first have to sell high!

The S&P 500 set all-time highs last July. ALL-TIME.  So, does that mean that you should sell now and move to cash and/or US Treasury bonds and wait for the market to correct?

In 2000, the market hit an all-time high and declined soon after 46%. In hindsight, any time between March and September of 2000 would have been a great time to sell all of your equities and move to cash. Those that did would have maintained their account balance while those that didn’t sell likely saw losses of 46% or more. Those that didn’t sell their stocks and instead held through that crash missed their chance to sell high.

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