Do You Have (Or Are You Considering) an Annuity That Guarantees a 7% Return?

Do You Have (Or Are You Considering) an Annuity That Guarantees a 7% Return?

Do You Have (Or Are You Considering) an Annuity That Guarantees a 7% Return?

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Attention Retirees: Do you have (or are you considering) an annuity that guarantees a 7% return?

If so, listen closely, because I believe that many retirees that have purchased annuities with an income guarantee have done so under false pretenses. They think it works one way when in fact, it doesn’t even come close to working the way they think!

Imagine putting your nest egg into something because you think it guarantees you a 7% return—only to find out later that it doesn’t! How would that make you feel?

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And by then it’s too late—you can’t get your money back unless you pay a huge surrender penalty. By then, you’re stuck.

A Guaranteed 7% Return? Really?

Listen, I’m so concerned about this issue that I’ve produced an in-depth “expose” on why this income guarantee doesn’t do what you think it does. You can see it here.

You might be wondering who am I and why you should listen to what I have to say?

My name is Jeff Voudrie and I’m a Certified Financial Planner and you can email me directly at: jeff@commonsenseadvisors.com.

I’m the guy that saved thousands of retirees from making what could have been the biggest financial mistake of their lives back in 2006 when I released a shocking ground-breaking report on the Allianz Masterdex 10. By the way, later, there ended up being at least two class action lawsuits against that insurance company.

I’m one of the few advisors that warned retirees to stay away.

I’m issuing a similar warning about the lifetime income guarantees that are so popular right now; the rider that most people think guarantees them that they will earn 7% a year. And, once again, I’m one of the few advisors willing to take a stand against what I think may border on deceptive sales practices.

Don’t be caught in their trap—you must learn how this ‘guarantee’ works or you will be making a decision under false pretenses! The full-length video clearly explains it in language that everyone can understand.

Let me show you what I mean…here’s a Pop Quiz…answer yes or no…

Based on your current understanding of how these income guarantees work, do you believe you are guaranteed to earn a 7% return every year? Yes or no….

Do you think that these income guarantees protect you from stock market volatility?

Do you think these annuities with their income guarantees are a safe alternative to investing in stocks and bonds?

If you answered yes to any of the previous 3 questions then you should be very concerned because the way you think it works, and the way it actually works is very, very different.

And unless you find out how these really work you could be just one step away from making a mistake that could literally cost you tens, hundreds of thousands of dollars.

The free ebook below clearly explains it in a language that everyone can understand. You can access it below.

Now unfortunately my voice is a lonely voice speaking out against annuities. There are some very skilled sales people posting videos under the guise of a “senior annuity alert” or “annuity flaw”. Really what they’re trying to do is trick you into buying their annuity product.

Don’t Be Tricked By Hype.

Don’t be “tricked” by these sales people, use your common sense and do your due diligence. That’s exactly what I help you do. And when you see what I am going to share…information straight from the annuity company documents you’ll be shocked!

I’ve been putting my neck on the line to help people like you since 2003. I personally believe the way these products are being sold is scandalous and I’m sure once you’ve watched this video you’ll see why I’m so upset!

You won’t understand what I mean unless you watch the full-length video that explains it in a language that everyone can understand.

Now let me be upfront and say I  am not trying to sell you some financial product. I am doing this for two reasons: first, because one of my clients told me that someone approached her and said that she would be guaranteed to earn 7% a year in an annuity.

That is completely false. That’s when I realized that I had to speak up so retirees would know the truth.

By the way, the insurance companies agree that the way that I explain this feature is the way it actually works…but ‘somehow’ the way annuity salespeople explain it results in the investor getting the wrong ‘impression’.

Secondly, I want you to know that there is someone out there that you can trust. Over time, thousands of you will watch this video and a small number of you may need my money management services. That is the ONLY way that I will ever make a dime off of this video.

Everyone, though, that reads this special report and ebook is going to come away realizing that these annuities don’t work the way they think—and, frankly, a lot of your friends have already purchased or are considering an annuity because of this 7% guarantee. If nothing else, you need to watch it for their benefit.

Remember that pop quiz earlier? Well if you answered yes to any of those questions then not watching this free video can result in you being the next annuity victim.

I will ask you for some basic information about yourself so that I can send you invitations to live webinars that I occasionally offer. I’ll also send you my thoughts on the markets and other information that is specifically geared toward retired investors. You can opt out and stop receiving that information at any time.

So go to fill out your information now and read this shocking expose on annuity income guarantees and find out why they don’t guarantee a 7% a year return.

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2 Comments

  • Kathleen January 1, 2015 at 9:07 pm

    I am a retired teacher and my husband is disabled Merrill lynch advisor put my 403b into an annuity and did not realize till he had surgery this fall and could not get money I do not know what to do. Very upset please can you give me what legal steps I can take for this fraud. Thank you

    • Jeff Voudrie Author January 2, 2015 at 4:48 pm

      Hi Kathleen, I’m sorry to hear that this has happened to you and, unfortunately, it isn’t any consolation to know that this has happened to a lot of people. Unfortunately, there is little you can do because you were given the information and had to sign forms that you understood what you were buying when you first signed up. Then you were given a free-look period.

      The insurance companies do these things to protect themselves. Most people don’t even read the paperwork and instead just take the agent’s word for it. Bad idea…especially in a complex, long-term contract like an annuity.

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