Private Portfolio Manager
I begin every relationship by understanding those things in life that are most important to you–the things that not having to worry about your retirement income will allow you to focus on. As your Private Portfolio Manager I will take the time to learn about your investment history and how past market events have affected you because that will help me to get a better feel for your “comfort zone” when it comes to risk.
How I Help You Manage Your Retirement Income…
First, I take the time to get to know you…
I begin every relationship by understanding those things in life that are most important to you–the things that not having to worry about your retirement income will allow you to focus on.
As your retirement income advisor I will take the time to learn about your investment history and how past market events have affected you because that will help me to get a better feel for your “comfort zone” when it comes to risk.
I want to identify a target return range that will allow you to achieve your goals while quantifying the Livability Factors needed so you can stick with the program even during difficult times. I refer to this as Real-Life Financial PlanningTM.
Second, as your retirement income advisor I design a customized portfolio for you that can allow me to pursue your target return range while appropriately managing risk according to your comfort zone.
This part of the process is instrumental in deepening our relationship, as your financial advisor, understanding your desires. And I only proceed if you’re in agreement.
I explain the strategies that I anticipate using, why I think they fit your situation under current market conditions and may detail the investments that they include.
When managing retirement income I believe that all strategies have strengths and weaknesses and that there are certain markets each does well in. So I seek to match strategy to market–selecting those strategies best suited for current conditions.
Since market conditions (and your situation and comfort level) change, this customized portfolio is not set in stone.
My Dynamically Responsive Portfolio ManagementTM process involves closely monitoring global market conditions, seasonal market tendencies, technical market indicators, fundamental indicators, political and economic events–even the weather so that I, as your retirement income manager can adjust the strategies and methods used in your portfolio.
The monitoring is continuous, the adjustments only as needed.
Third, your retirement income manager will monitor your account on a daily basis using the patented technology of my Portfolio StewardTM.
In a time when a single piece of news on any given day can cause the markets to plunge in minutes–when years of wealth can be erased in a day it’s not enough to monitor your account on a quarterly basis (like most firms do).
You need the comfort of knowing that there are systems and processes in place that can monitor your entire portfolio on a real-time basis and alert me if something unexpected occurs.
That’s why I invested so much time and money in developing the Portfolio StewardTM. It helps alert me, your financial advisor when it’s time to move money into the selected investments.
It also closely monitors your investments, and alerts me when it may be time to sell – to take profits, or to protect the value of your account.
Fourth, I am here when you need me.
I strive to keep my clients informed about how their retirement income is being managed, the performance and my views on current events so you can understand the reasoning behind my decisions.
As your retirement income manager I regularly send you information that I think you will find of interest. I can communicate via phone, video chat or email and regularly conduct client conference calls based on your desires.
With Portfolio Manager-On-DemandTM, you are able to have direct contact with the retirement income manager on a day-to-day basis. I am also here to answer your non-money management financial questions and to help you with decisions regarding insurance coverage or income/tax planning.
I can help you with your estate documents and decisions–I am here for you.
As your retirement income manager and retirement income advisor I don’t work on commission. Instead, I work on a fee, so there’s no conflict of interest when I recommend something.
I talk to you and I listen.
I understand your goals and I respond.
That’s how I work. It’s that simple.
Sound financial management, exclusive technological tools and straightforward advice.
That’s what Common Sense Advisors has to offer you.